Sub Account

Smart Controls for Account and Fund Visibility

Sub-Account simplifies how businesses manage deposits, commissions, and fund flows in one system with transparency, visibility, and control.

Deposit System

Smart Deposits for Scalable Operations

Allow your partner to top-up the balance at the beginning, and make transaction deductions instantly without manual processing. Simplify the reconciliation of deposits and ensure full visibility over the use of funds.

Allow your partner to top-up the balance at the beginning, and make transaction deductions instantly without manual processing. Simplify the reconciliation of deposits and ensure full visibility over the use of funds.

Real-time deductions and balance monitoring
Ready-made API for deposit and transaction control
Built-in dashboard to monitor balances and fund movements
Unified Ledger

One Ledger for All Transactions

Combine balances and fund flows from different channels into one unified view. Simplify the reconciliation process and keep financial accounting neat and accurate.

Combine balances and fund flows from different channels into one unified view. Simplify the reconciliation process and keep financial accounting neat and accurate.

Integrated balance display of various channels
Automatic recording of transactions
Reconciliation and reporting is easier
Collect & Route

Intelligent Revenue Routing for Platforms

Receive full payment from customers, take your commission, and send the rest to one or several partners instantly. Automate revenue sharing with high control and accuracy.

Receive full payment from customers, take your commission, and send the rest to one or several partners instantly. Automate revenue sharing with high control and accuracy.

Customizable commission logic
Supports sharing to multiple recipients
API-based revenue distribution
Fund Oversight

Control Expenses per Branch or Unit

Distribute operational funds to branches or departments with full visibility over each rupiah used. Get financial control without manual spreadsheets.

Distribute operational funds to branches or departments with full visibility over each rupiah used. Get financial control without manual spreadsheets.

Allocate a wallet account for each unit/branch
Real-time monitoring of the use of funds
Centralized control directly from the head office

Financial Transparency Begins with the Right Infrastructure

DOKU Sub Account helps you manage your funds flow with confidence from deposits to daily operations.

This centralized system allows you to track, control and allocate funds with maximum transparency and flexibility.

Sub-Account Structuring
Create and set up accounts with a customizable structure to manage funds across teams, partners, or branches.
Real-Time Balance Monitoring
Instantly track balances and transactions through a single dashboard or API integration.
Transaction Routing & Cost Logic
Automatically separate, allocate, and apply custom fees for each transaction.
Fund Allocation & Usage Tracking
Distribute and control funds with full visibility over usage in each unit.
Centralized General Ledger
Manage accurate and centralized financial bookkeeping for all accounts.

Faster Go-to-Market

Launch your fund flow system faster with easy-to-use APIs and modular setup.

Smarter Fund Control

Automate deposits, routing, and splits with precision, flexibility, and zero manual work.

Real-Time Visibility

Track balances and transactions across accounts instantly and accurately.

Multi-Entity Support

Manage agents, partners, branches, and business models in one unified system.

Built for finance teams who need clarity and control

Sub-Account Platform helps you manage, route, and track funds across branches and partners with speed and efficiency in one system.

Ready to Simplify How Your Business Manages Funds?
Get in touch and see how Sub-Account Platform can work for your use case.
talk to our team

Frequently Asked Questions

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